Mortgages – Buying a House?

Mortgage Lending

Buying a house is one of the most important investments anyone will make. Whether it is your first home or you are ready to move to your next home this is a major milestone that The Valley State Bank will make as easy as possible. With many years of mortgage lending experience on our team we can help out with your lending needs whether they are small or complex. The Valley State Bank is a leader in mortgage lending due to our understanding of the market and the options available to finance your new home. ALL Credit Decisions are made locally and timely.

Purchase Real Estate: With many options on years, fixed, or variable rates, we can enthusiastically satisfy your needs. Contact Us or Apply Now

Refinancing your Home: Refinancing your home can provide you some great benefits. You can lower the interest rate on your mortgage, reducing your monthly payments and overall cost, reduce the term or length of your loan, doing so can save you thousands of dollars in interest. Contact Us or Apply Now

Home Equity Line of Credit: Put your home's equity to work. A Home Equity Line of Credit is secured by your home and allows you to access the available equity you have in your home. Also an added benefit is that regardless of the established line of credit you only pay interest on the outstanding balance of funds you draw out.

New Construction Loans: If you are ready to build a home let us build it with you. We have great rates and Quick local Decisions.

Contact one of Our Qualified Mortgage Loan Specialists at The Valley State Bank in Syracuse at 620-384-7451 or at Garden City at 620-805-6700.



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