Checking Accounts

Valley Free Checking

There are so many "no's", it has to be "yes"!

  • $50.00 minimum to open
  • First Debit Card or Instakey Card Free**
  • Free Internet Banking
  • Free Online Statements Available
  • Free Bill Pay
  • Free Mobile apps and Mobile Remote Deposit
  • Free TeleBank Access

Valley Checking

  • $100.00 Minimum to open
  • $11.00 Monthly Maintenance Fee- Avoid Monthly Maintenance Fee with average daily balance* of $1000.00
  • First Debit Card or Instakey Card Free**
  • Free Internet Banking
  • Monthly Statements with Images
  • Free Online Statements Available
  • Check Writing- $0.25 charge per check will be assessed when check writing exceeds 75 checks per month
  • Free Mobile apps and Mobile Remote Deposit
  • Free TeleBank Access

Valley Interest Checking

  • $2500.00 Minimum to open
  • Interest Bearing Checking Account with a minimum balance of $2500.00
  • $11.00 Monthly Maintenance Fee- Avoid Monthly Maintenance Fee with average daily balance* of $2500.00
  • First Debit Card/or Instakey Card Free**
  • Free Internet Banking
  • Monthly Statements with Images
  • Free Online Statements available
  • Check Writing- $0.25 charge per check will be assessed when check writing exceeds 75 checks per month
  • Free Mobile apps and Mobile Remote Deposit
  • Free TeleBank Access
  • Click Here For Current Rates

Royal Checking

  • $100 Minimum to open
  • Interest bearing account with no average balance required.
  • No Monthly maintenance fee
  • First Debit Card or Instakey Card Fee**
  • Free Internet Banking
  • Free Online Statements Available
  • Free Bill Pay
  • Free Mobile Apps and Mobile Remote Deposit
  • Free TeleBank Access
  • Enjoy up to $25 in ATM and Surcharge reimbursement and higher interest rates if the following qualifications are met:
    • 10 or more debit card purchases post and settle
    • Be enrolled and log into online banking
    • Sign up for E-Statements
    • Have a least one automatic debit or direct deposit post and settle.
  • See our Current Rate Sheet for more Details

NOTE: All Checking Accounts have Access to Overdraft Protection

* The Average Daily Balance is the sum of the daily balances of an account , divided by the number of days in the period being measured.
**There is a $5.00 replacement card fee for any additional cards



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