Valley State Bank









Online Banking

Current Rates

Interest rate sheet
 
Mininum
Opening
Deposit
Mininum Balance
to Obtain Annual
Percentage Yield
Interest
Rates
Annual
Percentage
Yield
 
PERSONAL SUPER NOW (b)   $2,500.00 $1,000 (d)  
Balance:
$1,000.00-2,499.99   .00 .00
  $2,500.00-999,999.99   .10 .10
PERSONAL SAVINGS (b)   .15 .15
NON-PERSONAL SAVINGS (b)   .15 .15
 
PERSONAL VALLEY INVESTMENT CHECKING (b)   $2,500.00 $1,000 (d)  
Balance:
$1,000.00-2,499.99   .05 .05
  $2,500.00-999,999.99   .20 .20
 
COMMERCIAL VALLEY INVESTMENT CHECKING(b)   $2,500.00 $1,000 (d)  
Balance:
$1,000.00-2,499.99   .05 .05
  $2,500.00-999,999.99   .20 .20
 
1 YR. IRA CERTIFICATE (a) (b)   $10.00   .70 .70
 
91 DAY IRA CERTIFICATE (a) (b)   $10.00   .50 .50
 
6 MONTH IRA CERTIFICATE (a) (b)   $10.00   .55 .55
 
36 MONTH IRA CERTIFICATE (a) (b)   $10.00   1.25 1.25

a) A penalty may be imposed for early withdrawal.
b) The interest rate and annual percentage yield may change after account opening.
d) Average daily balance. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of day in the period.

Fees could reduce the earnings on the account. Interest Rates and Annual Percentage Yields are current as of 8-23-13.

For current rate information call (620)384-7451.



Certificates of Deposit (CD's)
Term
Minimum
Deposit
Interest
Rate
Annual
Percentage
Yield
91 Day Certificate of Deposit(a) (b) $500.00 .25 .25
 
6 Month Certificate of Deposit(a) (b) $500.00 .30 .30
 
1 Year Certificate of Deposit(a) (b) $500.00 .45 .45
2 Year Certificate of Deposit(a)(b) $500.00 .75 .75
2 year Step-Ahead Certificate of Deposit(a) (b) $500.00 .65 .65
 
36 Month Certificate of Deposit(a) (b) $500.00 0.90 0.90
4 Year Certificate of Deposit(a) (b) $500.00 1.05 1.05
48 Month Step-Ahead Certificate of Deposit(a) (b) $500.00 0.95 0.95


Step-Ahead CD's allow for the depositor to take an increase in interest rates, if there is an increase in rates, one time during the term of the CD.

These rates vary depending on their length, they may or may not represent the most current rates please call us for a quote.

(a)A penalty may be imposed for early withdrawal.

(b)The interest rate and annual percentage yield may change after account opening.